It certainly wouldn't consume the solar system (it wouldn't even consume planet if it hit it directly, given that a 10 solar mass black hole is only 30 km across, though it would reduce it to rubble), but it need not consume the solar system to destroy it. If it passed within a few AU of the Sun it would very probably scatter the entire system.
Agreed but as stated before (based on several hours of messing around in gravsim) the chances of a stellar mass scattering the entire solar system is rather low.
If the Sun and at least a few of the planets are still here after the black hole passes why wouldn't you harvest them for energy and resources before risking an interstellar journey?
The primary hazard a solitary black hole would present to Earth is that of scattering the solar system, thus rendering Earth uninhabitable by lack of sunlight. Otherwise the minimum safe distance is extremely close on astronomical scales, and you'd be almost certain to already be outside it or be able to get outside it at a fairly leisurely velocity on ten years warning unless the hole was so extremely massive as to be detectable far more than ten years out.
Understood but remember that the 10 years allotted in the OP included the time required to design build and launch the vessel therefore the time-of-flight would in fact be much much less than ten years.
Likewise if the earth is only knocked off it's orbit and not consumed than my orginal question remains. "Why go interstellar when you can dig in?" It'd be just like colonizing any other planet in the solar system only without all the effort required to get there.